The 3rd BHOS Business Forum, dedicated to the 102nd anniversary of National Leader Heydar Aliyev, was held at Baku Higher Oil School under the theme “The Future of Small and Medium Businesses (SMEs): Potential, Challenges, and Innovative Solutions.”

The event brought together over 250 entrepreneurs, along with representatives from government institutions and the scientific-academic community.

During the forum, Executive Director of the Azerbaijan Fintech Association, Azer Akbarov, shared detailed insights on the role of fintechs in the development of SMEs, the fintech ecosystem in the country, digital payment solutions for SMEs, e-commerce, and other relevant topics. He also answered participants' questions.

The forum was organized by Baku Higher Oil School, the Small and Medium Business Development Agency (KOBIA), and the company “BERC & Partners.”